When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
The Bonnie Ferrell Team Bonnie Ferrell & Company, Inc. P.O. Box 66714 Baton Rouge, LA. 70896 Phone: 225-926-7127 Fax: 225-924-0609 Email: bonnieferrellhomes@NUMBER1EXPERT.com
I realize that buying and selling a home is one of the most crucial financial transactions of your life. In what can be a confusing and sometimes difficult process, it pays to leave as little to chance as you can. With my help, you can navigate unknown territory with ease. To fill the specific residential needs of home buyers and sellers, the Residential Sales
Council of the National Association of REALTORS institutes a class of
expert real estate professionals: the Certified Residential Specialists (CRS). Fewer than 3% of all Realtors have earned the right to be called a "CRS". Fewer than 3% have developed special residential sales skills and enhanced their residential sales knowledge through education, dedication and experience. At Bonnie Ferrell & Co., Inc., I am proud of the fact that I have earned the CRS designation, and therefore have the knowledge and experience to assist you through the entire home buying process.
Additionally I am also a licensed residential and commercial contractor. I have been actively building new homes since 1996.
I invite you to put my vast skills and knowledge to work for you.
www.bonnieferrellhomes.com
is brought to you by Bonnie Ferrell, real estate for
Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana