Featured Properties Search All Local Listings New Construction Baton Rouge Ascension Parish Equestrian Properties First Time Home Buyers Mortgage Calculator Foreclosures
Mortgage Lender
America's Mortgage ResourceA Professional Mortgage FirmServing the Gulf Coast Region
Find Out More >
View All Affiliates >
Get the Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Find Out More >
Bonnie Ferrell is one of The Top Selling Real Estate Experts™
Find Out More >

Sitemap - Bonnie Ferrell

Welcome > Sitemap > About Bonnie Ferrell ...

About Bonnie Ferrell:

  • About Bonnie Ferrell - Information about Bonnie Ferrell of Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana

  • Testimonials - Read what Bonnie Ferrell clients are saying about the real estate marketing and services provided.

  • Quick Response Guarantee - A quick response to your email request for more Louisiana home buying & property selling information is guaranteed by Bonnie Ferrell.

  • Privacy Guarantee - This Baton Rouge, East Baton Rouge and Ascension Parish real estate web site will respect your privacy, guaranteed by Bonnie Ferrell.

  • No Obligation Guarantee - Bonnie Ferrell real estate help by email is free & without obligation for Baton Rouge, East Baton Rouge and Ascension Parish home owners in Louisiana.

  • For Real Estate Agents - Let Bonnie Ferrell help you with your professional real estate broker and agent needs in the Baton Rouge, East Baton Rouge and Ascension Parish area.

  • About NUMBER1EXPERTS - NUMBER1EXPERTS are top real estate professionals, find out more.

  • Contact Information - How to contact Bonnie Ferrell.

  • Go to Main Sitemap - Main sitemap sections include Find Baton Rouge, East Baton Rouge and Ascension Parish Homes, For Home Buyers, For Home Sellers, Baton Rouge, East Baton Rouge and Ascension Parish Information, Real Estate Resources, and About Bonnie Ferrell.

 

 

*Your Name:
*Your Email Address:
Send Latest Listings: What is this?
Send Latest News: What is this?

Your Message or Comments:
* Please note that fields marked with an asterisk are required.


Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

Real Estate Tips

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
See More Real Estate Trivia >

Bonnie Ferrell, REALTORŪ, real estate agent and broker for Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana home listings, property and land for sale - NUMBER1EXPERT

The Bonnie Ferrell Team
Bonnie Ferrell & Company, Inc.
P.O. Box 66714
Baton Rouge, LA. 70896
Phone: 225-926-7127
Fax: 225-924-0609
Email: bonnieferrellhomes@NUMBER1EXPERT.com

I realize that buying and selling a home is one of the most crucial financial transactions of your life. In what can be a confusing and sometimes difficult process, it pays to leave as little to chance as you can. With my help, you can navigate unknown territory with ease. To fill the specific residential needs of home buyers and sellers, the Residential Sales Council of the National Association of REALTORS institutes a class of expert real estate professionals: the Certified Residential Specialists (CRS). Fewer than 3% of all Realtors have earned the right to be called a "CRS". Fewer than 3% have developed special residential sales skills and enhanced their residential sales knowledge through education, dedication and experience. At Bonnie Ferrell & Co., Inc., I am proud of the fact that I have earned the CRS designation, and therefore have the knowledge and experience to assist you through the entire home buying process. Additionally I am also a licensed residential and commercial contractor. I have been actively building new homes since 1996. I invite you to put my vast skills and knowledge to work for you.

CRS Equal Housing GRI MLS REALTOR

www.bonnieferrellhomes.com is brought to you by Bonnie Ferrell, real estate for
Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana

Read Bonnie Ferrell Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.